Stitch Buy Now Pay Later
Are Credit Checks Performed?
A spending limit is set based on your credit profile — this check won't affect your credit score.
Is Stitch Pay Later interest-free?
Stitch Pay Later is always interest-free. You pay exactly what you see in your cart — split into equal monthly instalments.
Are there any fees?
There are no sign-up or admin fees. If a payment is missed, a late fee may apply — you'll always see this clearly at checkout.
What are the payment terms?
Choose to pay in 2–6 equal monthly instalments — the first is paid today, and the rest are charged automatically.
What are the minimum and maximum order values?
Stitch Pay Later is available on eligible orders above R100. Your approved spending limit is set when you first sign up at checkout.
What happens if a payment fails?
If your payment fails, we'll let you know right away and give you time to sort it out before retrying.
What if I have a dispute or need buyer protection?
For any issues with your order, contact us first. If needed, Stitch Pay Later support can pause your upcoming payments while the issue is being reviewed.
Where else can customers use their Pay Later balance?
Stitch Pay Later can be used across hundreds of stores in South Africa, with more added daily. Log in to your dashboard to manage all your plans.